BILT card

BILT cardBILT Rewards is the card that changed the game for renters the first credit card that lets you earn points on rent, the single largest expense most people have. It's a genuinely clever piece of financial product design, and the people who use it tend to be exactly the type who pay attention to optimising every dollar. The BILT Metal Card by Gold Wraps is for those people a premium stainless steel tribute to the card that proved you don't have to own

BILT Rewards is the card that changed the game for renters — the first credit card that lets you earn points on rent, the single largest expense most people have. It's a genuinely clever piece of financial product design, and the people who use it tend to be exactly the type who pay attention to optimising every dollar. The BILT Metal Card by Gold Wraps is for those people — a premium stainless steel tribute to the card that proved you don't have to own real estate to play the points game at the highest level.

Available in Black and Black Gold, both precision laser-etched with the BILT-inspired design on solid stainless steel. The Black version is clean and contemporary — exactly the aesthetic of someone who has their financial life optimised. Black Gold adds a premium layer that suits someone who's earning points on rent and putting them toward first-class flights.

Make it a working card

Ships without a chip. Our chip tutorial lets you install your own bank chip in under 20 minutes for everyday chip and contactless payments. Points optimisation, now in metal form.

The gift angle

For renters who've discovered BILT, points enthusiasts, travel hackers, and finance-savvy urban professionals who think about their money strategically. It's also a great gift for someone who just moved to a city and is navigating the premium card landscape for the first time — a metal BILT card says "you've arrived at the right level." Personal finance community gifts, points and miles enthusiast presents, urban professional gifts.

Design & Details

• Material: solid stainless steel with precision laser etching
• Variants: Black, Black Gold
• Design: BILT-inspired contemporary premium aesthetic
• Weight: heavy and considered, premium daily carry quality
• Size: standard credit card dimensions
• Ships without chip — use our tutorial to make it fully functional

Frequently Asked Questions

Is this an official BILT product? No. A premium collector card by Gold Wraps inspired by the BILT aesthetic. Not affiliated with Bilt Rewards.

Can I make it functional? Yes. Install your own bank chip using our tutorial for everyday payments.

Shipping? Worldwide, tracked. US orders typically 5–10 business days.

Frequently searched as: BILT metal card, BILT Rewards card metal, rent rewards card, points card metal, travel hacker card, urban professional metal card, BILT collector card, renters card metal, points optimisation card, premium renter card.